Financial, Insurance, Mortgage, Tax, Other
Asset Allocation & Modern Portfolio Theory, Budgeting and Debt Elimination, College Planning, Estate Planning, Exploring Your Options for a Quality Retirement, Financial Blunders - Lessons We Never Learn, Getting Fiscally Fit, Getting Your Financial House in Order, Investing Basics for Women, Investment Concerns in a Fragile Market, Is a Roth IRA Right for You, Life Insurance and You, Maximizing the Right Mortgage Strategies in Today's Market, Preparing for Long Term Care, Refinancing 101, Reverse Mortgages, Roth IRA - America's Next New Tax Break, Strategies for a Sustainable Income in Retirement, Tax Planning, Understanding 401K Rollovers, Women Approaching Retirement and Beyond, Taking Control of Your Cash - Eliminating Debt
I have been in the financial services industry for over 15 years. My primary goal is to provide comprehensive and unbiased financial education to assist clients with wealth accumulation and retirement income planning. I am licensed in Life Insurance and Annuities in Florida and Georgia and I am an Investment Advisor Representative for IWG Investment Advisors, holding a FINRA Series 65 securities license. This allows me to offer investment advice and codifies my belief that all aspects of a client relationship be based solely on the client's best interests.
In achieving the Retirement Income Certified Professional® (RICP®) designation, David is an advisor with ethical standards, experience, and a wealth of information for his clients – from retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities and life insurance, employer-sponsored benefits and determining the best age to claim Social Security.
It is this broad set of education, experience, and licensing that allows me to offer impartial solutions that are based on each client’s unique circumstances. I provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to retirement income planning, Social Security planning, health insurance, income taxation, and housing decisions such as the use of Reverse Mortgages. By analyzing the pros and cons of various investment-based and safety-focused solutions within the Retirement Planning model, I can provide several recommended financial options while maintaining my fiduciary duty to my clients.
I am available for consultation in-person, web-based, or via telephone. Take advantage of one of my non-profit workshop events for a no-pressure, educational focus on wealth building and retirement planning.
I believe no question or concern is too small or insignificant. If it’s important to you, it’s important to me! I look forward to speaking with you and helping you realize a safe, happy, and secure future!