(800) 689-4851

PROVIDING FINANCIAL EDUCATION, ACROSS AMERICA - ONE COMMUNITY AT A TIME

Free Workshops - ABSOLUTELY No Selling
Experience Led, Fact-Filled, Fun Presentation
Ongoing Financial Literacy in Community
Seminars Strengthen Morale & Participation
Educational, Inspirational, and Rewarding
Satisfies ERISA (DOL) 404(c) Requirement
Our Number One Goal: Assisting Individuals to Take Charge of Personal Finances.
87% of teens report their parents are their main source of financial education, while more than 56% of married couples
report having serious problems related to their finances.
(Moneymanagement.com & Charles Schwab Foundation)
Revisiting the Basics to Ensure Everyone's Financial Future.
1. Free Workshops
2. Companies
3. The Experience

September 7, 2015   |   Category: College Planning / Loans   |   Author: Michael Schramm
The need for college students to be financially literate is an often-overlooked but increasingly important task for parents. Many students are misinformed about essential financial facts. For instance, 61% believed paying late credit card balances removed notices about them from a credit report, while 60% believed checks or debit card usage builds credit, according to a 2015 U.S. Bank survey of 1,640 college students. The good news: These students are open to learning from their parents. In fact, the U.S. Bank survey notes that 91% learned money management from their parents, and 55% cite their parents as their most trusted source for financial information. Even better, many parents are happy to help. Sixty-nine percent of parents are "very" or "extremely" concerned with setting a good financial example for their kids, according to the...
April 28, 2016   |   Category: SOFA News   |   Author: James E. Chilton
Do you remember when we were kids and we played musical chairs? A very simple game ... you go around in circles while the music is playing. Then, when the music stopped, you scrambled for a chair. The one left standing lost. Though a simple game for children, most Americans play it with their money 24/7 their entire lives....
November 6, 2015   |   Category: College Planning / Loans   |   Author: Michael Schramm
Midterms might be over, but the thought of final exams has many students are stressing already. But some students — to the dismay of many — aren’t sweating their knowledge on financial literacy. The reality is that most students aren’t making the grade when it comes to learning about personal finance. According to U.S. Bank’s recent survey, 65% of...
July 31, 2015   |   Category: College Planning / Loans   |   Author: Jim Chilton
At my fifth and last child’s high school graduation, I settled into a seat next to a gentleman who was the father of another graduate. When the ceremony ended, most of the parents excitedly rushed forward to take photos of their sons and daughters. But this fellow just sat there in a classic dejected pose, his hands on his...

Latest News

September 10, 2015
Bank of Montreal said Thursday it had agreed to acquire General Electric Capital Corp.’s transportation-finance business operations in a multi-billion-dollar deal, bolstering its commercial-banking business and expanding its U.S. footprint. ...
August 11, 2015
Capital One Financial Corp. said it will buy a health-care financing business owned by General Electric Co. for $9 billion, marking a new direction by the firm better known for...
July 8, 2015
Shares of Sprint Corp. suffered their biggest one-day drop since November after an analyst said the company could soon be in “severe financial distress.” MoffettNathanson LLC’s Craig Moffett, appearing...
June 2, 2015
Bitcoin startup Xapo recently announced that three financial eminences had signed on as advisory board members: former U.S. Treasury Secretary Larry Summers, former Citibank Chief Executive Officer John Reed and...
May 9, 2015
In The years since the crash of 2007-08, policymakers have concentrated on making finance safer. Regulators have stuffed the banks with capital and turned compliance from a back-office job into...